The first PBL undertaking I deliberate a few years in the past was the creation of a butterfly habitat within the college garden by my 3rd graders. Prior to the enactment of the Affordable Care Act, Titles I and IV of the Health Insurance Portability and Accountability Act of 1996 (HIPAA), Public Law 104-191, added section 9802 of the Code, section 702 of ERISA, and part 2702 of the PHS Act (HIPAA nondiscrimination and wellness provisions). The second type of medical insurance coverage plan broadly accessible in Hong Kong is that which is generally referred to as International Health Insurance,” …